:root{--blue:#3a6794;--blue-soft:#8eb4d4;--ink:#1a1a1a;--muted:#3f3f3f;--cream:#f7f4ef;--line:#e6e1d8}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--cream);line-height:1.65}a{color:inherit}img{max-width:100%;display:block}.header{position:-webkit-sticky;position:sticky;top:0;z-index:20;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 32px;background:#000}.logo{display:block;height:52px;width:auto}.nav{display:flex;align-items:center;flex-wrap:wrap;justify-content:flex-end;gap:8px 22px}.nav a{color:#fff;text-decoration:none;font-size:15px;font-weight:500}.nav a.active,.nav a:hover{color:var(--blue-soft)}.nav .cta{border:1px solid #fff;padding:8px 14px;color:#fff}.nav .cta:hover{background:#fff;color:#000}.hero{min-height:78vh;background-size:cover;background-position:50%;display:flex;align-items:flex-end;color:#fff}.hero-inner{width:min(1100px,calc(100% - 40px));margin:0 auto 72px;text-shadow:0 2px 16px rgba(0,0,0,.55)}.hero h1{margin:0;max-width:16ch;font-size:clamp(34px,5vw,62px);line-height:1.08;font-weight:600}.hero-home{align-items:center;position:relative;min-height:88vh;background-position:70%}.hero-home:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(0,0,0,.72),rgba(0,0,0,.45) 42%,rgba(0,0,0,.12))}.hero-home .hero-inner{position:relative;margin:0 auto;text-shadow:none}.hero-home p{max-width:34ch;margin:14px 0 0;font-size:clamp(16px,2vw,20px);line-height:1.45}.btn-small{display:inline-block;margin-top:22px;padding:8px 16px;border:1px solid #fff;color:#fff;text-decoration:none;font-size:14px;font-weight:500}.btn-small:hover{background:#fff;color:#000}.wrap{width:min(1100px,calc(100% - 40px));margin:0 auto}.section{padding:84px 0}.page-title,.section h2{margin:0 0 16px;font-size:clamp(28px,4vw,44px);line-height:1.15;font-weight:600}.lead{font-size:18px;color:var(--muted)}.split{display:grid;grid-template-columns:1.05fr .95fr;grid-gap:48px;gap:48px;align-items:center}.frame,.split img{width:100%;height:420px;object-fit:cover}.btn{display:inline-block;margin-top:18px;padding:13px 22px;background:#000;color:#fff;text-decoration:none;font-weight:500}.btn:hover{background:var(--blue)}.btn.light{background:#fff;color:#000}.btn.light:hover{background:var(--blue-soft);color:#000}.band{background:#000;color:#fff}.band .lead{color:#d9d9d9}.stat{margin:0;font-size:clamp(64px,8vw,96px);line-height:.9;font-weight:600;color:var(--blue)}.stat-label{margin:8px 0 0;font-size:18px;font-weight:500}.note{margin-top:28px;font-size:13px;color:#666}.cards{display:grid;grid-template-columns:1fr 1fr;grid-gap:22px;gap:22px}.card{background:#fff;border:1px solid var(--line);padding:28px}.card h2,.card h3{margin:0 0 10px;font-size:24px;line-height:1.25}.steps{display:grid;grid-gap:18px;gap:18px}.step{background:#fff;border-left:4px solid var(--blue);padding:18px 20px}.step h3{margin:0 0 6px;font-size:18px}.faq details{background:#fff;border:1px solid var(--line);margin-bottom:10px;padding:16px 20px}.faq summary{cursor:pointer;font-weight:600;font-size:17px}.faq p{margin:12px 0 0}.policy h2{margin:32px 0 8px;font-size:22px}.policy h3{margin:22px 0 8px;font-size:18px}.policy ul{margin:8px 0 0;padding-left:20px}.form-shell{background:#fff;border:1px solid var(--line);padding:12px}.form-frame{width:100%;height:2100px;border:0;background:#fff}.footer{background:#000;color:#fff;padding:48px 0 28px}.footer-grid{display:grid;grid-template-columns:220px 1fr;grid-gap:32px;gap:32px;align-items:start}.footer img{width:180px;height:auto}.footer nav{display:flex;flex-wrap:wrap;gap:10px 22px}.footer a{color:#fff;text-decoration:none}.footer a:hover{color:var(--blue-soft)}.copy{margin:28px 0 0;color:#bdbdbd;font-size:14px}@media (max-width:800px){.header{padding:12px 16px}.logo{height:40px}.cards,.footer-grid,.split{grid-template-columns:1fr}.frame,.split img{height:260px}.section{padding:56px 0}.hero,.hero-home{min-height:78vh;background-position:50%}.hero-home .hero-inner{margin-bottom:48px;align-self:flex-end}.form-frame{height:2600px}}@font-face{font-family:Poppins;font-style:normal;font-weight:400;font-display:swap;src:url(/_next/static/media/034d78ad42e9620c-s.woff2) format("woff2");unicode-range:u+0900-097f,u+1cd0-1cf4,u+1cf7-1cf9,u+200c-200d,u+20a8,u+20b9,u+20f0,u+25cc,u+a830-a839,u+a8e0-a8ff,u+11b00-11b0a}@font-face{font-family:Poppins;font-style:normal;font-weight:400;font-display:swap;src:url(/_next/static/media/fe0777f1195381cb-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c4,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:Poppins;font-style:normal;font-weight:400;font-display:swap;src:url(/_next/static/media/eafabf029ad39a43-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:Poppins;font-style:normal;font-weight:500;font-display:swap;src:url(/_next/static/media/db911767852bc875-s.woff2) format("woff2");unicode-range:u+0900-097f,u+1cd0-1cf4,u+1cf7-1cf9,u+200c-200d,u+20a8,u+20b9,u+20f0,u+25cc,u+a830-a839,u+a8e0-a8ff,u+11b00-11b0a}@font-face{font-family:Poppins;font-style:normal;font-weight:500;font-display:swap;src:url(/_next/static/media/f10b8e9d91f3edcb-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c4,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:Poppins;font-style:normal;font-weight:500;font-display:swap;src:url(/_next/static/media/8888a3826f4a3af4-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:Poppins;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/29e7bbdce9332268-s.woff2) format("woff2");unicode-range:u+0900-097f,u+1cd0-1cf4,u+1cf7-1cf9,u+200c-200d,u+20a8,u+20b9,u+20f0,u+25cc,u+a830-a839,u+a8e0-a8ff,u+11b00-11b0a}@font-face{font-family:Poppins;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/c3bc380753a8436c-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c4,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:Poppins;font-style:normal;font-weight:600;font-display:swap;src:url(/_next/static/media/0484562807a97172-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:Poppins;font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/29a4aea02fdee119-s.woff2) format("woff2");unicode-range:u+0900-097f,u+1cd0-1cf4,u+1cf7-1cf9,u+200c-200d,u+20a8,u+20b9,u+20f0,u+25cc,u+a830-a839,u+a8e0-a8ff,u+11b00-11b0a}@font-face{font-family:Poppins;font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/a1386beebedccca4-s.woff2) format("woff2");unicode-range:u+0100-02ba,u+02bd-02c5,u+02c7-02cc,u+02ce-02d7,u+02dd-02ff,u+0304,u+0308,u+0329,u+1d00-1dbf,u+1e00-1e9f,u+1ef2-1eff,u+2020,u+20a0-20ab,u+20ad-20c4,u+2113,u+2c60-2c7f,u+a720-a7ff}@font-face{font-family:Poppins;font-style:normal;font-weight:700;font-display:swap;src:url(/_next/static/media/b957ea75a84b6ea7-s.p.woff2) format("woff2");unicode-range:u+00??,u+0131,u+0152-0153,u+02bb-02bc,u+02c6,u+02da,u+02dc,u+0304,u+0308,u+0329,u+2000-206f,u+20ac,u+2122,u+2191,u+2193,u+2212,u+2215,u+feff,u+fffd}@font-face{font-family:Poppins Fallback;src:local("Arial");ascent-override:93.62%;descent-override:31.21%;line-gap-override:8.92%;size-adjust:112.16%}.__className_cf84ab{font-family:Poppins,Poppins Fallback;font-style:normal}